Service · Saskatchewan
Cryptocurrency estate planning
Your executor cannot access Bitcoin without the keys. We build the documentation, access protocols and will instructions that let your estate actually recover it.
The problem estate plans usually miss
A conventional will works because third parties hold your assets. A bank has your account. A registry has your title. When you die, your executor produces the grant of probate, and the institution hands the assets over.
Cryptocurrency has no such institution. Self-custodied crypto is controlled by whoever holds the private keys, and by nobody else. There is no help desk, no override and no reset. If your executor cannot reconstruct the keys, the holdings are gone — not seized, not frozen, simply unreachable forever.
This is not a rare edge case. It is the single most common way crypto wealth fails to reach the next generation, and it happens to sophisticated holders as readily as to casual ones.
The Fiduciaries Access to Digital Information Act gives your Saskatchewan executor the legal authority to access your digital assets. Authority is not capability. The statute cannot conjure a private key that nobody wrote down, and courts cannot order mathematics to yield.
What we build for you
A complete holdings inventory
Every wallet, exchange account, staking position and hardware device, recorded in a form your executor can work through methodically. Most estates fail at this first step: the family knows crypto existed but has no idea where or how much.
Access protocols that survive you
Documented, tested procedures describing exactly what has to happen for the holdings to move — which keys are required, who holds them, where the backups are, and in what order to proceed. Written for someone who has never used a wallet.
Will instructions drafted with your estate plan
Prepared alongside Anderson & Company so that your crypto provisions sit properly inside your broader will rather than contradicting it. This includes naming a person suited to the technical side, which is frequently not the same person you would choose as general executor.
Records for the estate’s tax position
Canadian tax treatment on death generally involves a deemed disposition of capital property at fair market value. Without acquisition records, your estate may be unable to establish a cost base — and may end up taxed as though you acquired the holdings for nothing. We assemble and maintain those records.
Guidance written for your beneficiaries
Plain-language instructions for the people who inherit: what they now hold, the mistakes that lose it, and who to call. Inheriting crypto without guidance is how a second loss follows the first.
Who this is for
- Saskatchewan holders whose crypto is now a material share of their estate
- Farm and business owners folding digital assets into an existing succession plan
- Anyone self-custodying with a single seed phrase and no documented recovery path
- Executors who have discovered crypto in an estate and do not know what to do next
- Holders who have moved to Saskatchewan and want a plan that matches provincial law
We do not take custody of your assets, and we never hold the unilateral ability to move your funds. Any arrangement that lets a service provider spend your crypto has replaced one risk with a worse one.
Related
Start with a consultation
A confidential review of what you hold, how it is secured, and what would happen to it today — followed by a written estimate for any work you decide to do.
$500 plus applicable taxes, credited in full against your final bill if you proceed.